Guide to renting a residential property

Renting a property in the UK can seem complicated, especially for first-time tenants or those moving from overseas. This guide breaks down the process, costs, and types of tenancies, helping you navigate the UK rental market with confidence.

Step 1: Search for a Rental Property

The first step in renting is finding the right property. You can do this by:

Registering with reputable estate agents: Contact local agents in the area you want to live and let them know your requirements.

Searching online: Property portals like Rightmove, Zoopla, and OnTheMarket list thousands of rental properties across the UK.

Step 2: Accept a Property

Once you find a property you like:

• Inform the letting agent that you wish to proceed.
• The agent will conduct reference checks (employment, previous tenancy, credit checks).
• A tenancy agreement will be prepared and a property inventory created.
• Your deposit will be secured in a government-backed tenancy deposit scheme.

Step 3: Pay the Deposit and Sign the Agreement

Deposit: Typically 4–5 weeks’ rent. By law, it cannot exceed 5 weeks’ rent, or 6 weeks if annual rent is over £50,000. Your deposit is refundable at the end of the tenancy, minus any deductions for damage or unpaid rent.

Rent in advance: You may need to pay a month’s rent upfront. In some cases, particularly if references or credit checks are an issue, more months’ rent may be requested.

Tenancy agreement: Carefully read your tenancy agreement before signing. This legally binding document sets out your rights and responsibilities.

Step 4: Move in

On move-in day:

• The agent will conduct a check-in, recording the condition of the property.
• Regular inspections may occur throughout the tenancy to ensure the property is maintained.
• At the end of your tenancy, a check-out will take place to assess any potential deductions from your deposit.

Types of Tenancy Agreements

Understanding your tenancy type is crucial.

Assured Shorthold Tenancy (AST)

Most common for private rentals in the UK. Landlord must give one month’s notice for rent increases, which should be realistic and in line with the local market. Usually does not involve the landlord living in the property. 

Excluded Tenancies or Licences

Typically occur when the landlord lives in the same property and shares facilities with tenants. Provides less protection from eviction than an AST. 

Renting in the UK from Overseas

International tenants should be aware of additional checks:

Right to Rent: Agents and landlords must verify that tenants have the legal right to live in the UK.

Document requirements: You may need to provide proof of employment, bank statements, or a guarantor.

Guarantor: This person is legally responsible for paying the rent if you cannot.

Contact us

Speak to your local Fine & Country agent for advice on renting.